WORKING CAPITAL LOANS
Extensive experience in the automotive value chain
Receive up to 80% cash in advance
SMEs FUNDING SMEs
For four decades, Goldbell has shown our determination to provide the best industrial vehicle solution to our clients and have become the market leader in industrial vehicles in Singapore. Once an SME ourselves, we understand the challenges that our local SMEs face in the business landscape.
Goldbell Financial Services offers a range of working capital loans in Singapore. Designed to assist our clients in generating additional liquidity to ease your cash flow, you can now focus on your business growth.
Our working capital loans include factoring, term loans, unsecured short-term loans and purchase order financing. Our experienced Relationship Managers are in the best position to advise and customise a business financing solution that meets your business requirements. Enquire with us today!
Once an SME ourselves, we understand the constraints of small businesses having cash flow issues. Having to pay for endless operational costs like salaries and maintenance, while coping with late payments from customers, is not an easy task. At times, these late payments can be delayed up to 90 days. With tight cash flow, businesses struggle to make ends meet rather than focusing on growing their business.
With Goldbell Financial Services' factoring solutions, you can turn your account receivables into cash, generating additional liquidity for your company. By trading in outstanding invoices or receivables, companies can receive up to 80% of the invoice amount within a day. Save the hassle while we help you to collect payments from your debtors and even protect you from buyers' default.
With steady cash flow, you can now focus on growing your business while we take care of the rest.
To boost the growth of your business and generate more revenue, the company has to invest in certain avenues from time to time. Whether it's an equipment upgrade, a new location, an order of inventory, or even marketing campaigns, it requires a large sum of cash.
A term loan is a lump sum of capital that you pay back in instalments at a fixed interest rate. As the name suggests, the repayment period will be for a fixed term, usually up to 24 months. This business term loan can help finance something that helps create more profits for your business.
PURCHASE ORDER FINANCING
As a startup or a small business, it's sometimes challenging to keep up with the volume of orders from your customers. Lacking the capital to purchase raw materials or access inventory to fulfil the orders will result in turning customers away, which will decrease your profits.
Purchase order financing provides working capital to growing businesses to pay suppliers for verified purchase orders. With this additional financing, businesses no longer have to decline new orders due to limited cash reserves or cash flow challenges.
UNSECURED SHORT-TERM LOAN
We understand the challenges of running a small business – sometimes, emergencies can happen and you require cash fast, or, as a startup, your company simply doesn’t qualify for bank loans as yet.
Our unsecured short-term loans make access to financing easy, efficient, and effortless with a very simple application / approval process and minimum requirements. As the loans are unsecured, there is no need to put up collateral to obtain the funds. With loan amounts ranging from $60,000 - $120,000, you’ll have access to working capital within minutes.
STEPS (PROCESS FLOW)
Get in Touch
- Have an idea of how much you need & provide your information in just less than 10 minutes
Review Your Loan Options
- Our team will reach out within 24 hours to work with you in customizing the best financing options
- Once approved, loans are dispersed in as quick as within 24 hours